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Rates

Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you. 

* Please note, all posted rates are subject to change without prior notice and In-Branch rates take priority.

 
 
 

Foreign Exchange

Exchange Rate (effective 2024-06-21)

BuyingSelling
United States Dollar – In-branch rate takes priority1.40181.3374
 

Specials

*Effective June 6, 2024

Mortgage rate Special
(new mortgages)

rates
1 year 5.80%
2 years5.75%
3 YEARS5.50%
4 YEARS5.35%
5 YEARS5.25%

​**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance  - $50,000 to qualify for special

 

Term Deposit Special - No Current Offer

rates
12 Month Non-RedeemableN/A%
24 Month Non-RedeemableN/A%

**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum 
*Interest payable annually and maturity 
*Minimum $1,000

 

Mortgages

Fixed Rate Mortgages 

rates
Open 1 year fixed 7.75%
Closed 1 YEAR FIXED 5.80%
CLOSED 2 YEAR FIXED 5.75%
CLOSED 3 YEAR FIXED 5.50%
CLOSED 4 YEAR FIXED 5.35%
CLOSED 5 YEAR FIXED 5.25%

PRIME RATE:  6.95%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates

 

Term Deposits

Redeemable Term Deposits 

rates
30-59 days *1.00%
60-89 days**1.10%
90-179 days**1.25%
180-364 days**1.50%
12-23 months**1.90%
24-35 months*** 2.00%
36-47 MONTHS*** 2.25%
48-59 MONTHS*** 2.25%
60 months*** 2.50%
Minimum deposit on Redeemable Term Deposits:

Youth Accounts - $100 / All Other Accounts - $1000 

Rate On Early Redemption:

* 0%
** .25% reduction in rate on early redemption, from deposit origin
*** .50% reduction in rate on early redemption, from deposit origin

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 4.25%
24-35 MONTHS4.00%
36-47 MONTHS3.80%
48-59 MONTHS3.50%
60 MONTHS3.60%
 

RRSPs, RRIFs & TFSAs

Variable

rates
Variable Savings.90%

No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs

 

redeemable Term Deposit

rates
12-23 MONTHS 1.90%
24-35 MONTHS2.00%
36-47 MONTHS2.25%
48-59 MONTHS2.25%
60 MONTHS2.50%
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:

$500

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 4.25%
24-35 MONTHS4.00%
36-47 MONTHS3.80%
48-59 MONTHS3.50%
60 MONTHS3.60%
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: 

$500

 

​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 

 
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250.428.5351 

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support@cdcu.com