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Rates

Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you. 

 
 
 

Foreign Exchange

Exchange Rate (effective 2022-12-09)

BuyingSelling
United States Dollar – In-branch rate takes priority1.39911.3269
 

Specials

*Effective October 28, 2022

Mortgage rate Special
(new mortgages)

rates
1 year 6.00%
2 years6.10%
3 YEARS6.15%
4 YEARS6.20%
5 YEARS6.25%

​**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance  - $50,000 to qualify for special

 

Term Deposit Special

rates
The Rate special has expired - please check backN/A

**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum 
*Interest payable annually and maturity 
*Minimum $1,000

 

Mortgages

Fixed Rate Mortgages 

rates
Open 1 year fixed 9.00%
Closed 1 YEAR FIXED 6.50%
CLOSED 2 YEAR FIXED 6.60%
CLOSED 3 YEAR FIXED 6.70%
CLOSED 4 YEAR FIXED 7.00%
CLOSED 5 YEAR FIXED 7.25%

PRIME RATE:  6.45%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates

 

Term Deposits

Redeemable Term Deposits 

rates
30-59 days *1.50%
60-89 days**1.60%
90-179 days**1.75%
180-365 days**1.90%
12-23 months**2.25%
24-35 months*** 2.35%
36-47 MONTHS*** 2.50%
48-59 MONTHS*** 2.75%
60 months*** 3.00%
Minimum deposit on Redeemable Term Deposits:

Youth Accounts - $100 / All Other Accounts - $1000 

Rate On Early Redemption:

* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 3.75%
24-35 MONTHS3.85%
36-47 MONTHS3.90%
48-59 MONTHS4.00%
60 MONTHS4.10%
 

RRSPs, RRIFs & TFSAs

Variable

rates
Variable Savings1.00%

No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs

 

redeemable Term Deposit

rates
12-23 MONTHS 2.25%
24-35 MONTHS2.35%
36-47 MONTHS2.50%
48-59 MONTHS2.75%
60 MONTHS3.00%
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:

$500

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 3.75%
24-35 MONTHS3.85%
36-47 MONTHS3.90%
48-59 MONTHS4.00%
60 MONTHS4.10%
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: 

$500

 

​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 

 
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250.428.5351 

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support@cdcu.com