Rates
Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you.
* Please note, all posted rates are subject to change without prior notice and In-Branch rates take priority.
Foreign Exchange
Exchange Rate (effective August 1, 2025) | Buying | Selling |
|---|---|---|
| United States Dollar – In-branch rate takes priority | 1.4179 | 1.3462 |
Specials
*Effective March 14, 2025
Mortgage rate Special | rates |
|---|---|
| 1 year | N/A |
| 2 years | N/A |
| 3 YEARS | N/A |
| 4 YEARS | 4.30% |
| 5 YEARS | 4.10% |
**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance - $50,000 to qualify for special
Term Deposit Special - EFFECTIVE DECEMBER 14, 2024 | rates |
|---|---|
| 12 Month Non-Redeemable | 3.00% |
| 24 Month Non-Redeemable | N/A |
**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum
*Interest payable annually and maturity
*Minimum $1,000
Mortgages
Fixed Rate Mortgages | rates |
|---|---|
| Open 1 year fixed | 6.50% |
| Closed 1 YEAR FIXED | 5.25% |
| CLOSED 2 YEAR FIXED | 5.35% |
| CLOSED 3 YEAR FIXED | 5.45% |
| CLOSED 4 YEAR FIXED | 5.50% |
| CLOSED 5 YEAR FIXED | 5.50% |
PRIME RATE: 4.95%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates
Term Deposits
Redeemable Term Deposits | rates |
|---|---|
| 30-59 days * | .50% |
| 60-89 days** | .50% |
| 90-179 days** | .75% |
| 180-364 days** | .75% |
| 12-23 months** | 1.00% |
| 24-35 months*** | 1.25% |
| 36-47 MONTHS*** | 1.30% |
| 48-59 MONTHS*** | 1.35% |
| 60 months*** | 1.40% |
Minimum deposit on Redeemable Term Deposits:
Youth Accounts - $100 / All Other Accounts - $1000
Rate On Early Redemption:
* 0%
** .25% reduction in rate on early redemption, from deposit origin
*** .50% reduction in rate on early redemption, from deposit origin
Non-redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 2.50% |
| 24-35 MONTHS | 2.55% |
| 36-47 MONTHS | 2.60% |
| 48-59 MONTHS | 2.65% |
| 60 MONTHS | 2.75% |
RRSPs, RRIFs, TFSAs & FHSAs
Variable | rates |
|---|---|
| Variable Savings | 0.50% |
No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs
redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 1.00% |
| 24-35 MONTHS | 1.25% |
| 36-47 MONTHS | 1.30% |
| 48-59 MONTHS | 1.35% |
| 60 MONTHS | 1.40% |
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:
$500
Non-redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 2.50% |
| 24-35 MONTHS | 2.55% |
| 36-47 MONTHS | 2.60% |
| 48-59 MONTHS | 2.65% |
| 60 MONTHS | 2.75% |
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs:
$500
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