Rates
Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you.
Foreign Exchange
Exchange Rate (effective 2023-03-17) | Buying | Selling |
|---|---|---|
| United States Dollar – In-branch rate takes priority | 1.4073 | 1.3377 |
Specials
*Effective January 26, 2023
Mortgage rate Special | rates |
|---|---|
| 1 year | 5.50% |
| 2 years | 5.55% |
| 3 YEARS | 5.60% |
| 4 YEARS | 5.65% |
| 5 YEARS | 5.75% |
**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance - $50,000 to qualify for special
|
Term Deposit Special - Effective January 26, 2023 |
rates |
|---|---|
| 12 Month Non-Redeemable | 4.25% |
| 24 Month Non-Redeemable | 4.00% |
**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum
*Interest payable annually and maturity
*Minimum $1,000
Mortgages
Fixed Rate Mortgages | rates |
|---|---|
| Open 1 year fixed | 8.25% |
| Closed 1 YEAR FIXED | 5.50% |
| CLOSED 2 YEAR FIXED | 5.85% |
| CLOSED 3 YEAR FIXED | 5.90% |
| CLOSED 4 YEAR FIXED | 6.00% |
| CLOSED 5 YEAR FIXED | 6.25% |
PRIME RATE: 6.70%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates
Term Deposits
Redeemable Term Deposits | rates |
|---|---|
| 30-59 days * | 1.50% |
| 60-89 days** | 1.60% |
| 90-179 days** | 1.75% |
| 180-365 days** | 1.90% |
| 12-23 months** | 2.50% |
| 24-35 months*** | 2.60% |
| 36-47 MONTHS*** | 2.75% |
| 48-59 MONTHS*** | 3.00% |
| 60 months*** | 3.25% |
Minimum deposit on Redeemable Term Deposits:
Youth Accounts - $100 / All Other Accounts - $1000
Rate On Early Redemption:
* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin
Non-redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 3.75% |
| 24-35 MONTHS | 3.85% |
| 36-47 MONTHS | 3.80% |
| 48-59 MONTHS | 3.80% |
| 60 MONTHS | 3.75% |
RRSPs, RRIFs & TFSAs
Variable | rates |
|---|---|
| Variable Savings | 1.00% |
No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs
redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 2.50% |
| 24-35 MONTHS | 2.60% |
| 36-47 MONTHS | 2.75% |
| 48-59 MONTHS | 3.00% |
| 60 MONTHS | 3.25% |
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:
$500
Non-redeemable Term Deposit | rates |
|---|---|
| 12-23 MONTHS | 3.75% |
| 24-35 MONTHS | 3.85% |
| 36-47 MONTHS | 3.80% |
| 48-59 MONTHS | 3.80% |
| 60 MONTHS | 3.75% |
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs:
$500
© 2022 Creston & District Credit Union. All rights reserved.