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Rates

Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you. 

 
 
 

Foreign Exchange

Exchange Rate (effective 2023-06-06)

BuyingSelling
United States Dollar – In-branch rate takes priority1.37521.3090
 

Specials

*Effective May 10, 2023

Mortgage rate Special
(new mortgages)

rates
1 year 4.75%
2 years4.80%
3 YEARS4.85%
4 YEARS4.90%
5 YEARS4.99%

​**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance  - $50,000 to qualify for special

LEARN MORE
 

Term Deposit Special - Effective January 26, 2023 

 rates
12 Month Non-Redeemable 4.25%
24 Month Non-Redeemable 4.00%

**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum 
*Interest payable annually and maturity 
*Minimum $1,000

LEARN MORE
 

Mortgages

Fixed Rate Mortgages 

rates
Open 1 year fixed 8.25%
Closed 1 YEAR FIXED 5.50%
CLOSED 2 YEAR FIXED 5.85%
CLOSED 3 YEAR FIXED 5.90%
CLOSED 4 YEAR FIXED 6.00%
CLOSED 5 YEAR FIXED 6.25%

PRIME RATE:  6.70%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates

 

Term Deposits

Redeemable Term Deposits 

rates
30-59 days *1.50%
60-89 days**1.60%
90-179 days**1.75%
180-365 days**1.90%
12-23 months**2.50%
24-35 months*** 2.60%
36-47 MONTHS*** 2.75%
48-59 MONTHS*** 3.00%
60 months*** 3.25%
Minimum deposit on Redeemable Term Deposits:

Youth Accounts - $100 / All Other Accounts - $1000 

Rate On Early Redemption:

* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 3.75%
24-35 MONTHS3.85%
36-47 MONTHS3.80%
48-59 MONTHS3.80%
60 MONTHS3.75%
 

RRSPs, RRIFs & TFSAs

Variable

rates
Variable Savings1.00%

No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs

 

redeemable Term Deposit

rates
12-23 MONTHS 2.50%
24-35 MONTHS2.60%
36-47 MONTHS2.75%
48-59 MONTHS3.00%
60 MONTHS3.25%
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:

$500

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 3.75%
24-35 MONTHS3.85%
36-47 MONTHS3.80%
48-59 MONTHS3.80%
60 MONTHS3.75%
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: 

$500

 

​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 

 
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250.428.5351 

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support@cdcu.com

 
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