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Rates

Whether you're looking for a mortgage, loan or investment product, we have competitive rates for you. 

 
 
 

Foreign Exchange

Exchange Rate (effective 2022-06-30)

BuyingSelling
United States Dollar – In-branch rate takes priority1.32331.2575
 

Specials

*Effective June 3, 2022

Mortgage rate Special
(new mortgages)

rates
1 year 4.29%
2 years4.39%
3 YEARS4.49%
4 YEARS4.69%
5 YEARS4.79%

​**RATES SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*Mortgage appraisal fees apply
*Mortgage legal fees may apply
*Existing mortgage refinance  - $50,000 to qualify for special

 

Term Deposit Special

rates
The Rate special has expired - please check backN/A

**SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT PRIOR NOTICE**
*All rates quoted are per annum 
*Interest payable annually and maturity 
*Minimum $1,000

 

Mortgages

Fixed Rate Mortgages 

rates
Open 1 year fixed 7.45%
Closed 1 YEAR FIXED 4.50%
CLOSED 2 YEAR FIXED 4.60%
CLOSED 3 YEAR FIXED 4.75%
CLOSED 4 YEAR FIXED 5.00%
CLOSED 5 YEAR FIXED 5.45%

PRIME RATE:  3.70%
Rates subject to change without notice
Contact our branch for Commercial mortgage rates

 

Term Deposits

Redeemable Term Deposits 

rates
30-59 days *0.25%
60-89 days**0.35%
90-179 days**0.50%
180-365 days**0.65%
12-23 months**1.00%
24-35 months*** 1.10%
36-47 MONTHS*** 1.25%
48-59 MONTHS*** 1.40%
60 months*** 1.50%
Minimum deposit on Redeemable Term Deposits:

Youth Accounts - $100 / All Other Accounts - $1000 

Rate On Early Redemption:

* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 1.75%
24-35 MONTHS1.80%
36-47 MONTHS1.85%
48-59 MONTHS2.30%
60 MONTHS2.50%
 

RRSPs, RRIFs & TFSAs

Variable

rates
Variable Savings 0.50%

No minimum deposit on Variable Savings RRSPs, RRIFs and TFSAs

 

redeemable Term Deposit

rates
12-23 MONTHS 1.00%
24-35 MONTHS1.10%
36-47 MONTHS1.25%
48-59 MONTHS1.40%
60 MONTHS1.50%
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs:

$500

 

Non-redeemable Term Deposit

rates
12-23 MONTHS 1.75%
24-35 MONTHS1.80%
36-47 MONTHS1.85%
48-59 MONTHS2.30%
60 MONTHS2.50%
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: 

$500

 

​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 

 
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250.428.5351 

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support@cdcu.com