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Registered Retirement Savings Plan (RRSP)


An RRSP will help you save for your dream retirement.

Because it’s tax-sheltered, any investment growth your money earns is tax-deferred until you withdraw it in retirement – when you’ll likely be in a lower tax bracket and owe less.


Enjoy the benefits of an RRSP

  • Reduce your tax — Contributions to your RRSP reduce your taxable income, which is especially helpful during your peak earning years.
  • Grow your money faster — Because your RRSP is tax-deferred, your earnings will be tax sheltered until you withdraw them in retirement.
  • Contribute until you’re 71 — Make annual contributions until December 31 of the year you turn 71.
  • Use a portion for your first home without penalty — Speak to us  to learn more.
  • Use it to fund education — If you want to continue your education, borrow a portion of the funds without penalty. Speak to us​ to learn more.
  • Flexible investing options — Your RRSP can hold a number of investments, including Term deposits and mutual funds.

​Ready to put the power of tax-sheltered saving to work for your retirement?

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​Plan for an even better retirement

Whatever your retirement goals, our expert financial planners at Growth Financial will help create a bulletproof plan to get you there.


Figure out the savings you’ll need to set aside to reach your financial goals for retirement. 


Get in touch! We’ll be happy to help review your options and determine if an RRSP is right for your goals. 


​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 




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