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Registered Disability Savings Plan (RDSP)

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An RDSP will help you save up to $200,000 for future financial security.

Because it’s tax sheltered, any investment growth your money earns will be tax-deferred until withdrawn, ensuring the savings grow faster.

 
 

Enjoy the benefits of an RDSP

  • Grow the money faster — Because your RDSP is tax-sheltered, the investment earnings will grow untouched until they’re withdrawn.
  • No withdrawal restrictions — The savings can be withdrawn for any need the person with a disability has. 
  • No impact to disability benefits — The RDSP is exempt from most provincial disability and income assistance benefits. So it won’t get clawed back.
  • Benefit from government grants — The government offers a number of income-dependent grants that can boost your savings. Speak to us  to learn more.
  • Anyone can contribute — family, friends, and even neighbours can add funds to the savings plan.
  • Flexible investing options — Your RDSP can hold a number of investments, including Term deposits  and mutual funds.
 

READY TO PUT PROFESSIONALLY MANAGED TAX-SHELTERED SAVING TO WORK FOR YOU?

For more information and professional guidance, contact our financial advisor Jason Truscott, with our sibsidiary Growth Financial Corp. located at Creston Valley Mall.

Phone: 250.428.0606
Toll Free: 1.877.402.6505

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​Take advantage of tax-free savings

Whether you’re saving for a specific goal or simply future financial security, a tax-free savings account (TFSA) will help you get there faster.

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​Get in touch! We’ll be happy to help review your options and determine if an RDSP is right for you.
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Whatever your needs, our expert planners at Growth Financial will help create a bulletproof plan to address them. 

 

​Have a question?

Connect with a member of our team by phone, in-person or online. The choice is yours. 

 
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250.428.5351 

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support@cdcu.com