Rates
| Prime Rate (Rates effective 2011-10-05) | Rates |
|---|---|
| MyCU Prime Rate | 3.00% |
| Foreign Exchange (Rates effective 2017-06-22) | Buying | Selling |
|---|---|---|
| United States (Dollar) | 1.3622 | 1.3022 |
| Travellers Cheques (Rates effective 2017-06-22) | Rates |
|---|---|
| US Travellers Cheques | 1.3613% |
| Mortgages | Rates |
|---|---|
| Open 1 year Fixed | 6.00% |
| Closed 1 year Fixed * | 3.10% |
| Closed 2 year Fixed | 3.50% |
| Closed 3 year Fixed * | 4.00% |
| Closed 4 year Fixed | 4.25% |
| Closed 5 year Fixed * | 4.75% |
2017 Winter Mortgage Rate Special
New Mortgages & Refinanced Mortgages: 5 Year 2.59%
3 Year 2.45%
1 Year 2.10%
* Mortgage Appraisal Fees Apply
*Mortgage Legal Fees May Apply
*Existing Mortgage Refinance - Add $20,000 minimum
*Mortgage Rates Subject to Change Without Notice*
| Term Deposits - Redeemable | Rates |
|---|---|
| 30-59 Days * | 0.15% |
| 60-89 Days ** | 0.15% |
| 90-179 Days ** | 0.25% |
| 180-364 Days ** | 0.25% |
| 12-23 Months ** | 0.65% |
| 24-35 Months *** | 0.90% |
| 36-47 Months *** | 1.00% |
| 48-59 Months *** | 1.10% |
| 60 Months *** | 1.25% |
Minimum deposit on Redeemable Term Deposits:
Youth Accounts - $100 / All Other Accounts - $1000
Rate On Early Redemption:
* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin
| Term Deposits - Non-Redeemable | Rates |
|---|---|
| 12-23 Months | 0.90% |
| 24-35 Months | 1.15% |
| 36-47 Months | 1.20% |
| 48-59 Months | 1.25% |
| 60 Months | 1.50% |
| RRSP/RRIF/TFSA - Redeemable Term Deposits | Rates |
|---|---|
| Variable Savings | 1.00% |
| 12-23 Months | 0.65% |
| 24-35 Months | 0.90% |
| 36-47 Months | 1.00% |
| 48-59 Months | 1.10% |
| 60 Months | 1.25% |
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs: $500
Note: No Minimum on Variable Savings Rate
| RRSP/RRIF/TFSA - Non-Redeemable Term Deposits | Rates |
|---|---|
| 12-23 Months | 0.90% |
| 24-35 Months | 1.15% |
| 36-47 Months | 1.20% |
| 48-59 Months | 1.25% |
| 60 Months | 1.50% |
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: $500
| Credit Cards | Rates |
|---|---|
| No-Fee Choice Rewards MasterCard | 19.99% |
| Low-Fee Choice Rewards MasterCard | 19.49% |
| Low-Fee Gold Choice Rewards MasterCard | 19.49% |
| Gold Choice Rewards MasterCard | 19.49% |
| Platinum Class MasterCard | 19.49% |
| Student Choice Rewards MasterCard | 19.49% |
| Business MasterCard | 16.99% |