Rates
| Prime Rate (Rates effective 2018-10-25) | Rates |
|---|---|
| MyCU Prime Rate | 3.95% |
| Foreign Exchange (Rates effective 2020-02-21) | Buying | Selling |
|---|---|---|
| United States (Dollar) - In-Branch Rate Takes Priority | 1.3568 | 1.2914 |
| Travellers Cheques (Rates effective 2018-08-30) | Rates |
|---|---|
| US Travellers Cheques - No Longer Available for Purchase | 0.00% |
| Mortgages | Rates |
|---|---|
| Open 1 year Fixed | 6.95% |
| Closed 1 year Fixed * | 3.65% |
| Closed 2 year Fixed | 3.80% |
| Closed 3 year Fixed * | 4.25% |
| Closed 4 year Fixed | 5.00% |
| Closed 5 year Fixed * | 5.50% |
WINTER MORTGAGE SPECIAL
NEW MORTGAGES* TERM RATE
5 years 3.25%
4 years 3.20%
3 years 3.10%
2 years 3.00%
1 year 2.95%
1 Year Open 4.75%
* Mortgage Appraisal Fees Apply
* Mortgage Legal Fees May Apply
* Existing Mortgage Refinance - Add $20,000 minimum
*Mortgage Rates Subject to Change Without Notice*
| Term Deposits - Redeemable | Rates |
|---|---|
| 30-59 Days * | 0.30% |
| 60-89 Days ** | 0.30% |
| 90-179 Days ** | 0.40% |
| 180-364 Days ** | 0.50% |
| 12-23 Months ** | 1.00% |
| 24-35 Months *** | 1.15% |
| 36-47 Months *** | 1.25% |
| 48-59 Months *** | 1.30% |
| 60 Months *** | 1.50% |
Minimum deposit on Redeemable Term Deposits:
Youth Accounts - $100 / All Other Accounts - $1000
Rate On Early Redemption:
* 0%
** Plan 24 rate on early redemption, from deposit origin
*** 50% reduction in rate, from deposit origin
| Term Deposits - Non-Redeemable | Rates |
|---|---|
| 12-23 Months | 1.50% |
| 24-35 Months | 1.55% |
| 36-47 Months | 1.60% |
| 48-59 Months | 1.65% |
| 60 Months | 1.75% |
| RRSP/RRIF/TFSA - Redeemable Term Deposits | Rates |
|---|---|
| Variable Savings | 1.00% |
| 12-23 Months | 1.00% |
| 24-35 Months | 1.15% |
| 36-47 Months | 1.25% |
| 48-59 Months | 1.30% |
| 60 Months | 1.50% |
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs: $500
Note: No Minimum on Variable Savings Rate
| RRSP/RRIF/TFSA - Non-Redeemable Term Deposits | Rates |
|---|---|
| 12-23 Months | 1.50% |
| 24-35 Months | 1.55% |
| 36-47 Months | 1.60% |
| 48-59 Months | 1.65% |
| 60 Months | 1.75% |
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: $500