Senior Accounts

At Creston & District Credit Union we have an account just for you.  Exclusive for members sixty years of age or better, in recognition of their contributions to the community and the credit union, Golden Accounts are designed to meet the unique needs of seniors at, or near retirement.

Please join us by Going Green!


E-Statements are an electronic version of your hard copy mailed statement.  When you choose to suppress your mailed statement, E-Statements reduce the risk of mail fraud and help protect the environment.

Note that all accounts that are not signed up for internet banking and have not opted into E-Statements, there is a $2/month statement processing fee (chequing account statements are produced monthly and savings account statements are produced every six months).

Log in to Online Banking to opt out of paper statements today, you may also call or visit the branch to make a change.

Golden Chequing

At Creston & District Credit Union, our senior members are important to us.  Golden status gives you all the same products and services as other members but with a number of free services and discounts. 

Features and benefits include:

  • Free money orders
  • $5.00 rebate on safe deposit box annual fee
  • Free personal cheques provided
  • Free drafts and official cheques
  • Free in-branch bill payments
  • Free Internet banking
  • Free telephone banking
  • Free E-Transfers
  • No charge for first 40 transactions every month
  • Transaction charge of $0.75 after the first 40 free entries
  • Daily interest paid on minimum balances of $5,000 or more
  • Free withdrawals at credit union ATMs
  • Overdraft protection available OAC
  • Monthly statement and cheque images provided for $2/month--Free with E-Statement*

*Online Banking is required to be able to access the E-Statement feature.  Please speak to one of our friendly staff to set up your free E-Statement service today!

Golden Plan 24

The Golden Plan 24 account is designed for saving with no minimum monthly balance requirement to earn interest.  

Features and benefits include:

  • No minimum balance requirement
  • Interest calculated on closing daily balance
  • Interest paid monthly
  • Free Member Card
  • Free E-Transfers
  • Free withdrawals at credit union ATMs
  • No charge for first 40 transactions every month
  • Transaction charge of $0.75 after the first 40 entries
  • Monthly statement provided for $2 bi-annually*--Free with E-Statement**

Unless members have a very high volume of transactions, most services used by seniors are absolutely free.

*Savings Account statements are generated every 6 months (July to December & January to June) when there is no chequing account linked with the same member number.

**Online Banking is required to be able to access the E-Statement feature.  Please speak to one of our friendly staff to set up your free E-Statement service today!
 

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