Patronage Rebates & Dividends

In 2019, the Board of Directors announced a payout to our members of $438,212 in patronage rebates and dividends for 2018.  The amount you receive is based on the amount and type of credit union services you used, as follows:

Patronage Rebates*

  • 4% interest rebate on interest paid on any personal, residential, commercial or agricultural loans and mortgages as well as lines of credit
  • 10% service charge rebate on deposit accounts
  • 4% premium bonus on interest earned on deposit accounts including Plan 24, Chequing, Term Deposits, RRSPs and RRIFs


  • 7% dividends on Class C Equity Shares

The more business you do with us, borrowing or saving, the bigger your share in the profits.

Your patronage rebate and dividends are deposited directly into your account during the month of February for your immediate access and convenience.

Your membership is valued and we thank you for supporting Creston & District Credit Union and your community.

*These rates are subject to change.  The Board of Directors determines the Patronage Rebates and Dividends annually based on the financial performance of CDCU.


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