Welcome to Creston and District Credit Union

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Creston & District Credit Union

Since 1951, we have been providing financial services to businesses and organizations of the Creston Valley and contributing to the growth of the community. Simply stated, we believe in making our community a better place to live.


CANADA EMERGENCY BUSINESS ACCOUNT (CEBA) - Effective May 5, 2020

The new Canada Emergency Business Account (CEBA) will provide interest-free loans of up to $40,000 to small business and not-for-profits to help cover their operating costs during a period where their revenues have been temporarily reduced. To qualify, organizations will need to demonstrate that they meet the criteria of having paid between $20,000 to $1.5 million in total payroll in 2019.

In order to best support the needs of our members, Creston & District Credit Union worked with credit union partners to make this application and funding process available to our members.

Please email any questions or comments you may have to cdcu@cdcu.com and we will contact you as soon as possible. Alternately, please contact the branch directly at 250-428-5351.

*Please note that even with our reduced open hours to the membership, staff is available for assistance via phone or email during our regular office hours.



March 31, 2020:

Click the link below for an important message from Lawrence Makortoff, CEO regarding changes to our branch due to COVID-19:





Notice of AGM & Director Elections

POSTPONEMENT OF ANNUAL GENERAL MEETING

As a result of COVID-19, the Annual General Meeting of Creston & District Credit Union planned for April 23, 2020 has been postponed.  A new date for a meeting with our membership will be determined at a later date and communicated on our website and in the branch.



2020 Spring Newsletter & Consolidated Financial Statements

For more information on Profits Returned to Members, Director Elections, the Annual General Meeting & Consolidated Financial Statements view the 2020 Spring Newsletter.

$455,910 in Patronage Rebates & Dividends to Members


The Board of Directors would like to announce the payout to members of $455,910 in patronage rebates & dividends for 2019.  The amount you receive is based on the amount and type of credit union services used, as follows:

Patronage Rebates

  • 4% interest rebate on interest paid on any personal, residential, commercial or agricultural loans and mortgages as well as lines of credit
  • 10% service charge rebate on deposit accounts
  • 4% premium bonus on interest earned on deposit accounts including Plan 24, Chequing, Term Deposits, RRSP's and RRIF's

Dividends

  • 7% dividends on Class C Equity Shares
The more business you do with us, borrowing or saving, the bigger your share in the profits.

Your patronage rebate and dividends are deposited directly into your account during the month of February for your immediate access and convenience.

Your membership is valued and we thank you for supporting Creston & District Credit Union and your community!

2020 SPRING Mortgage Special:

** Take advantage of our Spring Mortgage Rates!  Click the link below or Contact Us at 250-428-5351.

FRAUD & ONLINE BANKING SECURITY


We are asking members to be vigilant when it involves Online Banking as well as with emails and phone requests claiming to be from Creston & District Credit Union.  If you receive a suspicious email or phone call, do not click on any links within that email and do not provide any personal information to the caller.  Contact the branch directly at 250-428-5351 or toll free at 1-866-857-2802 to confirm vailidity.

We also encourage members to change your Personal Access Code (PAC) for Online Banking on a regular basis, such as monthly or every few months.  Your PAC should be kept confidential (do not share it with anyone), it should not be easily guessed, and it should be as long as possible.  Using phone numbers, birth dates or sequential numbers make it easy for someone to compromise your accounts.

For more online security tips, click the link below:

Credit Union Foundation of BC

Need financial assistance for post secondary education?

The Credit Union Foundation of British Columbia offers education awards from several Memorial & Trust Funds for post-secondary school students needing a financial helping hand. Members in need of such assistance are encouraged to apply for a Credit Union Foundation Award.

E-Statements are an electronic version of your hard copy mailed statement. When you choose to suppress your mailed statement, E-Statements reduce the risk of mail fraud and help protect the environment.

Login to Online Banking and opt-out of paper statement today or read more.

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