Business / Commercial

CDCU believes that businesses and organizations have the ability to build on their strengths and we are committed to providing the tools. Whether your company requires a basic chequing account, or you represent a charitable organization, we can tailor a plan to suit the circumstances. After all, it is in our best interest to help you build your business so we can all enjoy a better community.

Business Chequing

A simple, effective money management account designed for independent business. Features include:

• No fee for deposits
• No Monthly Maintenance Fee
• $0.75 per cheque or cash withdrawal
• One free transaction per month, for each multiple of $500 with a minimum monthly balance of $5000.
• Interest paid at Plan 24 rate if minimum monthly balance exceeds $10,000.
• Monthly statement and cancelled cheques provided
• Line of credit available on approved credit

This account will appeal to businesses of all types but especially ones which maintain high balances due to the fee abatement conditions. For other business, it will operate as a basic, "pay as you go" account.

Community Account

Designed for non-profit associations, clubs and charities, this account provides a low cost solution for the banking needs of local organizations. Features and benefits include:

• No fee for deposits
• Monthly maintenance fee of $4.75
• 12 transactions per month included in fee
• Transactions over limit will be charged $0.60 each
• Monthly fee waived if minimum monthly balance maintained at $5000 or more
• Monthly statement with cancelled cheques
• Signatories may be changed free every 12 months - a $40.00 charge applies if they are changed more frequently

This account provides a basic banking service, at low cost, for organizations which serve the community.

U.S. Dollar Chequing

Designed for businesses which deal in U.S. dollars, this account provides:

• No fee for deposits
• No Monthly Maintenance Fee
• $0.75 for cheques or cash withdrawals.
• Interest paid at Plan 24 rate when minimum monthly balance exceeds $10,000.
• Monthly statement and cancelled cheques provided

This account will appeal to businesses which cater to cross border shoppers and who deal with American suppliers.

Creston & District Credit Union
P.O. Box 215
140 - 11th Avenue North
Creston, BC V0B 1G0
Phone: 250.428.5351